For years, John Hancock has made the Apple Watch accessible for (nearly) free to clients taking part in its Vitality Plus life insurance coverage program. Now, this provide has been expanded to incorporate the most recent Apple Watch Collection 9, Apple Watch Extremely 2, and the Apple Watch SE.
By way of the Vitality program, John Hancock permits life insurance coverage clients to earn “factors” as rewards for normal train. These factors can then be utilized in direction of the month-to-month cost for a brand new Apple Watch.
This system requires that Vitality clients make an preliminary cost of $25 plus tax for his or her Apple Watch {hardware}. The remaining stability is then divided into month-to-month funds over 24 months, the stability of which may be decreased to as little as $0 with “common train.”
Right here’s the way it works:
- Register on your Vitality member account and full the Vitality Well being Assessment (VHR)
- Order your Apple Look ahead to an preliminary cost of $25.
- Stroll, run, bike, swim or do any variety of workouts that qualify as Commonplace or Superior exercises in this system and earn Vitality Factors that go towards your month-to-month watch funds.
- Month-to-month funds are based mostly on the variety of Vitality Factors you earn every month from qualifying actions over a 24-month interval.
For the Apple Watch Collection 9 and Apple Watch Extremely 2, right here’s a breakdown of month-to-month funds based mostly on what number of factors you earn in that month:
- Zero factors: $15.50 per thirty days
- 240 factors: $12.25 per thirty days
- 360 factors: $7 per thirty days
- 500 factors: $0 per thirty days
And for the Apple Watch SE:
- Zero factors: $9.25 per thirty days
- 240 factors: $7.25 per thirty days
- 360 factors: $4.25 per thirty days
- 500 factors: $0.00 per thirty days
Finishing a “Commonplace” exercise earns you 20 factors per day. Right here’s what constitutes a Commonplace exercise within the eyes of John Hancock:
- Step depend: 10,000
- Energetic energy: Threshold based mostly on Well being app knowledge
- Coronary heart price: 60% of max coronary heart price for half-hour
Finishing an “Superior exercise” earns 30 factors per day:
- Step depend: 15,000
- Energetic energy: Threshold based mostly on Well being app knowledge
- Coronary heart price: 60% of max coronary heart price for 45 minutes
In the event you’re , you’ll be able to head to the John Hancock web site to be taught extra and join right now. The Apple Watch provide is obtainable to Vitality Plus life insurance coverage clients solely.
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